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Different companies will apply different factors to the way they finally
arrive at a price for your Car Insurance. Generally speaking though the concept
is the same. This involves collecting various bits of information from you
and feeding it through a computer system which adds or takes away money depending
on the answers you give.
The value put on these answers is decided by the individual Car Insurance
For example, some Car Insurance companies may believe that having a speeding
conviction increases your chance of having an accident in the future - therefore
they may add money to your price if you have such a conviction.
Similarly, some Car Insurance companies may decide that because you have
a lot of No Claims Bonus Years then you are less likely to claim - therefore
they may discount your price. All in all there are around 30 different factors
that may affect your final premium. Now you can see why you get such a difference
in the price of your Car Insurance by going to various companies. Each company
will have it's own view of what they believe should be assigned to each answer
you give. The Car
Insurance quote you get through the Accept Direct website will look at
lots of different Car Insurance prices from lots of companies.
That way you can get the best possible price for your profile.
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